Your Credit Monitoring
- Credit Sesame
- Credit Karma™
***Special Note*** Your credit score will post roughly in the 3-4 week range after your new credit file number is issued and tri-merged with your information Free credit report websites can be tremendously useful, but keep in mind that the ultimate goal of these sites are to generate revenue. Sites like Credit Sesame, Credit Karma™, and Quizzle® are all partnered with one of the three major credit-reporting agencies (Equifax, Experian, and TransUnion). Their goal is to get your data in exchange for a free credit report so they can serve you more specific offers in the future. Here are two things to be aware of:
- The credit report sites only provide access to the information found on the specific report of the credit reporting agency they’re partnered with.
- Because they have secure access to your financial information, be aware that you will be pushed products that are tailored to appeal to you and your financial situation.
Also, most of the free credit report sites provide a FICO score, which is used by over 90% of lenders to determine your creditworthiness. If you need to monitor your FICO score, consider signing up with myFICO, which also monitors identity theft1